Pay For Your Dream Home Renovations

Renovations can be expensive. If you don't have the money right now for those dreamy renovations... try these options to create your dream home.

Renovation ready? Stuck at home and thinking about a renovation project? Outdated kitchen. Overrun backyard. Unusable basement space. If you have a home renovation project in your dreams, the first thing you have to consider is how you are going to pay for this fabulous project. So, let’s rundown the most common options to make your dream home renovations a reality.

Cash. Clearly, paying in cash is the most straightforward financing option. Save until you have enough money to cover the expenses. Boom. That’s it. This will help eliminate spending outside your budget. Of course, it can also extend your timeline.

Mortgage Refinance. If you’ve been making payments on your home for a few years and your interest rate is higher than current market rates… which is a very high probability in the current market…. you may be eligible for a mortgage refinance, reducing your payments and freeing up some money.

Cash-Out Refinance. You can tap into your home equity and borrow up to 80 percent of your home’s value to pay off your current mortgage plus take out more cash to cover the renovations. This option is great but really only when you’re making improvements that will increase the value of your home. As It can add a lot of interest and fees.

Home Equity. Getting a home equity line of credit allows you to borrow money against the value of your home. You can usually pull up to 80 percent of your home’s value, minus the amount of your loan. Keep in mind this goes on a current appraisal of your home.

Retirement Funds. Homeowners can consider pulling money from a 401K or IRA account, even though they aren’t specifically meant to cover a home renovation. This option might incur additional penalties or tax payments, but may be worth it when making improvements that will benefit them financially in the long run.

Keep in mind I am a real estate agent not a mortgage lender. So if you need a local lender to chat with give me a call and I am happy to connect you with some top notch folks who can really guide you through the process. From paying for it to getting the work done to selling this beautiful masterpiece, I can find the right people for the job.

5 Secret Cleaning Weapons

Clean DIY Style Before The Holiday Mayhem

The Holidays are coming! Yes, that means family is coming in too! Is your home in need of some cleaning or home maintenance that have been lingering on your to-do list for too long because you’re SO NOT looking forward to those countless trips to the hardware or craft store? There are some projects you can tackle with items that are almost certainly already in your home! BOOM.

Vinegar: There’s probably a jug of vinegar in your pantry right now. Got some clogged shower heads? You can soak items in vinegar to remove mineral deposits, and you can boil vinegar in your microwave to remove odors and make it easier to clean.

Cola: A can of Coke can be used to clean tons of surfaces, including your glass windows, porcelain toilet, or chrome fixtures. Just be sure to do some research before using it on metal surfaces, as it can be corrosive.

Baking soda: A baking soda-vinegar paste is great for cleaning bathrooms and kitchens. Baking soda can also be used to absorb odors… stick a box of it in the back of any space to clear the air.

Butter knife: Screwdrivers are easy to misplace. If you can’t find a screwdriver when you need one, a butter knife, preferably an older one that you no longer need on the table for Turkey Dinner, is pretty effective for both Phillips- and flat-head screws. Who knew!

Toothpaste: Is there an unsightly scratch on your car or bike? The grit in tarter-control toothpastes makes for an effective scratch remover. Clean the scratch, apply some toothpaste, let it sit for a few minutes, and then buff it out with paper towel. Ta-Da!

Get through the holidays in shiningly fabulous breeze. And save some dough for… um, maybe a little something pretty for you! Sounds like a win-win!

Let’s Go Green

We all want to keep this beautiful world we live in beautiful. So we GO GREEN! Sure, going green is great for the environment, but that’s not the only benefit. Holla! For your wallet! When you make green upgrades in your home, it can also lead to some serious savings. Go Green and Save some Green… SCORE

Solar panels: The upfront cost will sting a bit, but the long-term savings are huge. Solar panels will cost several thousand dollars to install, but ongoing maintenance costs are very low, and a typical system could save you hundreds of dollars per year. You can even sell your surplus electricity. Get paid to save… No way?!!

Wood furnace: Wood-burning furnaces are relatively inexpensive, and though the yearly savings aren’t as dramatic (about 10% on heating bills), it adds up over the long run. So if you’re living in your dream home and don’t plan on moving anytime soon… well this is an investment that will make a difference over time.

Insulation: There’s a good chance your insulation isn’t very efficient, especially in older homes. Look into installing floor, cavity, wall, and loft insulation to reduce your heating bills. There are many options out there. Make sure you find a professional who has options and can help you find the right insulation for your home.

Rain barrels: Rain barrels are extremely inexpensive… like less than that cute pair of jeans with the holes inexpensive. Plus they provide gallons of FREE water to use when you wash your car or water your garden. Free water? Yes, you will be very cute in those jeans while you water the garden with your FREE water!

Geothermal system: OK, so the price tag is scary at first. So a geothermal system uses the earth’s temperature to heat and cool your home, but can cost $30,000 to install. But tax credits allow you to get a lot of that money back, and the energy savings average about $1,900 per year. If you plan to be in your home for a decade or two, it’s a great investment.

Clearly there are many amazing ways to make your home green with envy. But it will take some planning. If you plan it right and invest smartly then you will be rolling in the green in your dream green home.

The Ultimate Checklist For Spring Cleaning


It’s that time of year! No, not when we breakout the cute summer clothes… It’s time for the less sexy but oh so fun time of SPRING CLEANING! Yeah, I know, it doesn’t sound as much fun as planning your outfits for pool parties and BBQs… but it’s just as important. But don’t worry, with this checklist your house will be amazingly spotless just in time for you to hold your own BBQ with pride!

Upsize Your Dream Home

Upsize Your Dream Home With Peace Of Mind


It’s a bummer but our homes don’t always grow with us. As your life grows and expands, maybe you’ve recently gotten married and your bachelor pad just isn’t couple friendly; maybe you are welcoming a newborn or a few fur babies. Your once perfectly proportioned home can quickly become too small as families expand and multiple generations live under one roof. That’s when it’s time to upsize your dream home.

Remodeling and adding to your home is a great option for creating more space in your home sweet home, but that can be expensive, and the size of your property may not be allowed. That’s when moving to a bigger home becomes the best way to go.


The first thought when you upsize your home is to simply consider square footage, bedrooms, and bathrooms. But be sure to keep in mind how your space will function. If you have little nugget (or possibly more on the way), then focusing on bedrooms and bathrooms makes sense. But if your children are closer to heading off to college or starting their own families, it may be better to make gathering spaces your priority like the kitchen, dining room, living room, and outdoor space—it’ll pay off during the holidays or summer vacations, when everyone is coming to visit. If you have a few pups then or your family is made up of your besties then maybe your outdoor space becomes your focus. You absolutely want to be sure you are diligent about figuring out your lifestyle. That will really help you determine where you need more space.


If you need more space, but don’t necessarily want a more expensive home, don’t feel like it’s a lost cause. You can probably upsize by getting a lot more house for your money if you move a little further from the city center. You don’t have to move crazy far out… just a smidge past the hustle and bustle. Sure, you can’t pop out to the market with a 5 minute walk and you will need to add a bit more time to your commute… Just think of all the space you will get! Of course, Columbus isn’t always budget friendly when you want to upsize (i.e. Delaware) but the concept is still the same when you compare the size of the home you get to the cost. While the walkability and short commutes of a dense neighborhood or condo are hard to leave beyond, your lifestyle—and preferences for hosting Thanksgiving, barbecues, and birthdays—might mean that a spacious home in the suburbs makes the most sense. It’s your best option for upsizing while avoiding a heftier price tag.

There are many things to consider when upsizing your home. So to get help! Find yourself a kick-butt real estate agent that can help you through this process. Your agent is there to help hold your hand and be your sounding board for finding you and your growing life your dream home.

Must-Have Tools for Homeowners

So, you’re a homeowner.. Woot! What an exciting time. That is until you realize you have some work to do to get your new digs just as you want them and keep them that way. Plus, things are going to break. Do you want to spend your money on visits from a neighborhood handyman? if you’re thought is, “Not so much,” then you’re going to need to fix them yourself. Luckily, you don’t need a huge stash of tools to take on most home maintenance fixes. Here are 5 tools you probably will want tackle your simple projects.

  1. Cordless drill. A cordless drill is a must-have for installing cabinets, drawer pulls, hinges, picture frames, shelves and hooks, and so much more. Whether it’s for do-it-yourself projects or repairs, you’ll use your cordless drill just about every month. A cordless drill is going to be a larger investment than a hammer or screwdrivers, which you also need… FYI, but you don’t have to spend a fortune.
  2. Drain cleaner. Shower and bathroom sink drains are known for their icky clogs. The daily buildup of hair and whisker clippings and who knows what else. You can use chemical clog removers like Drano, but they’re expensive and the lingering chemical scent isn’t the most appealing. Instead, buy some plastic drain cleaners that can reach into the drain to pull out the clog of hair and gunk. I know, ew… but you’ll be wearing your rubber gloves… right?!
  3. Shop-vac. No matter how careful you are, spills and accidents will happen and there are a few… oops… that just can’t be handled with paper towels or a standard vacuum, like pet messes or broken glass… or when your 50 gallon fish tank breaks into a waterfall on your living room carpet. This may or may not have happened to me at 2am on a warm July evening years ago. So, yes, I swear by my shop-vac!
  4. Laser Level/Stud Finder. Shelves and artwork are going to be hung in almost everyone’s home sweet home. So having a stud finder is really useful for hanging those heavier pieces and of course having the laser level all-in-one keeps it quick and simple. Do you need this? No but I highly recommend it. Getting a simple level and knocking on the wall to find studs works okay too… but why work harder? Let these tools do the job for you. You won’t be disappointed!
  5. Flashlight. You’re going to want something with a bit more power than your iPhone flashlight when you’re in… oh, I don’t know… maybe your creepy dark and dank crawlspace! You never know when you will be greeted by an opossum or some other creepy wild animal. So being able to see in your crawlspace before you get too far in… yeah, it’s a good thing.

Well, these are 5 things that I really recommend you collect for your home. But I’m curious about what y’all keep on hand for those just in case moments. Drop me a note in the comments below. Cant wait to here your tips, stories and anything else you want to say!